Credit repair meaning
Credit repair meaning

Most negative financial transactions will stay on your credit history report for about seven years. However, the length of time you’ll see the missed payment actually depends on the type of bill and the reporter.

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Financial freedom
Financial freedom

Financial freedom means that you get to make life decisions without being overly stressed about the financial impact because you are prepared. You control your credit and finances instead of being controlled by them.

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The burden of not getting credit
The burden of not getting credit

If you’ve been refused a loan or turned down for a credit card, think again before applying for more credit. Credit rating affects whether you can get credit and how much you can borrow. It can also affect the interest rate you might be charged.

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Inaccurate items on your report
Inaccurate items on your report

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Credit
Credit

bad credit score is a FICO score in the range of 300 to 620. Some score charts subdivide that range and call “bad credit” a score of 300 to 550 and “subprime credit” a score of 550 to 620, an excellent credit score falls in the 740 to 850 range.

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Financial Projections
Financial Projections

A lien is a form of security interest granted over an item of property to secure the payment of a debt. The lien is a negative item on a credit report and lowers credit score, you’re the lienor and we’re your Lien removal expert. Fixing up your credit score.

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THE PROCESS

Make an initial payment. Create your account. Then, you will be assigned a username name and password to keep track of all the work we are doing for you and also your progress.

We’ll analyze your credit report. We’ll be looking for negative items like collections, charge-offs, tax liens, judgments and late payments that may be hurting your score.

We will then write to each of the 3 credit agencies (Transunion, Experian and Equifax) as well as the actual creditors directly. The letters will include disputes, appeals, validation requests, and goodwill interventions.

Keep in mind we will be doing this for all of the negative items on your reports right from the start. Also, you can log into our client portal and check your progress report, which will show you what has been removed and which items remain.

We will analyze the items not yet removed and generate new letters addressing them again. We will do this every 30-45 days until you are happy with the number of removals and/or the credit score increase you have as a result.