Make an initial payment. Create your account. Then, you will be assigned a username name and password to keep track of all the work we are doing for you and also your progress.
We’ll analyze your credit report. We’ll be looking for negative items like collections, charge-offs, tax liens, judgments and late payments that may be hurting your score.
We will then write to each of the 3 credit agencies (Transunion, Experian and Equifax) as well as the actual creditors directly. The letters will include disputes, appeals, validation requests, and goodwill interventions.
Keep in mind we will be doing this for all of the negative items on your reports right from the start. Also, you can log into our client portal and check your progress report, which will show you what has been removed and which items remain.
We will analyze the items not yet removed and generate new letters addressing them again. We will do this every 30-45 days until you are happy with the number of removals and/or the credit score increase you have as a result.