A bad credit score generally falls below 630 based on the two most commonly used credit measures FICO and VantageScore.

Bad credit can stand between you and the credit deal you want. It can mean you get turned down — or that you get approved, but at a much higher interest rate than if your credit score were higher.

Individual lenders and card issuers set their own guidelines, but here’s how the categories generally fall on a scale of 300 to 850:

  • 720 and above: Excellent credit
  • 690-719: Good credit
  • 630-689: Fair credit
  • 300-629: Bad credit

Epic Credit Solution has raised my credit score immensely, I could not have done it without the help of their experts.

Kiara Nunez
Client

Epic Credit Solution has raised my credit score immensely, I could not have done it without the help of their experts.

Thanks to Epic Credit Solution, I drive the car of my dreams with a low down payment and low monthly payments.

Jennifer Rios
Client

Thanks to Epic Credit Solution, I drive the car of my dreams with a low down payment and low monthly payments.

Epic Credit Solution has taught me the importance of having and maintaining a good credit score.

Eric Smith
Client

Epic Credit Solution has taught me the importance of having and maintaining a good credit score.

Beginning

Where it all begins

Having only one credit card that is used for everything, this could be a good practice, however, only using one credit card could actually harm your credit score, by driving up an important calculation called utilization.Utilization is the percentage of your available credit that is being used. Imagine you have a credit limit of $100 and a statement balance of $25 then your utilization would be 25%.

This responsible but non-favorable act lead to our conception.

Conception

Credit Repair Study

Sometimes, people talk about their credit, and they go on and on without actually hitting the nail on the head. What they mean to say is credit history. Your credit history describes how you use money:

  • How many credit cards do you have?
  • How many loans do you have?
  • Do you pay your bills on time?

During our study to develop modern, workable and reliable tools and strategies to fix bad credit, these were the neural pathways that we passed to arrive where we are.

Development

Fixed credit for our first 10 clients

Like every other thesis, an application of results gotten from the study is needed. Epiccreditsolution developed the tools and strategies we felt would work effectively for our clients and we went out to get these clients traditionally.
With this, we achieved two (2) things, very satisfied first ten (10) clients and improved tools and strategies that were seasoned with experience.

2019

Success anniversary

Today we are here for you, we developed an easy to use online platform and a trained team of customer representatives to back up our seasoned analysts and experts, all here to make sure that your experience with us is impeccable.

Let’s make today a success anniversary for you (the day that birthed the end of bad credit for you). Reach out to us Now!!.