We can only fight to remove any items that fall under the guidelines of the FCRA. These are items that should be removed due to being inaccurate, unfounded, out of date, false and/or erroneous.
Credit Repair is actually the process of removing inaccurate, unfounded, out of date, false, and erroneous information from your credit report. Your credit report dictates your credit score. The 3 major credit bureaus collect information from lenders, creditors, and debt collectors and apply it to your credit report. Based on that information,[…..]
You have the ability to dispute any information on your credit report you deem as inaccurate, unfounded, inappropriate or incorrect, many of our customers have tried doing this themselves. They eventually find out that the process takes too long, is confusing, and full of challenges they deem too stressful to[…..]
While we try to remove inaccurate, unfounded, out of date, false, and erroneous information as quickly as possible, it is impossible to give an exact timeline as each case is different. The more items we are fighting to remove, the longer it might take. A general timeline is between 3-9 months, though sometimes[…..]
Yes sir/ma’am, you are able to apply for credit cards while repairing your credit, but you should take care to make sure that you do indeed get approved for any credit you apply/request for. Remember, even mere inquiries from prospective lenders are treated as negative credit data. Find out what[…..]