What We Can Offer You
Inaccurate items on your report
- Do creditors respond to disputes?
When you dispute these negative items, the creditor that reported them has 30 days to respond. If the reporting company does not, the credit bureau changes or removes the information, and you end up with a better credit score. … If the item is, in fact, accurate, then it will remain on your credit report.
Does your credit score drop when you dispute?
Filing a dispute has no impact on your score, however, if information on your credit report changes after your dispute is processed, your credit scores could change.
We can dispute hard inquiries on your credit profile and have them removed. Call the credit bureaus to dispute inquiries, the creditor has to verify authorization to pull your credit.
- Don’t ignore, let’s face the credit head on
The debt collector may file a lawsuit against you if you ignore the calls and letters. If you then ignore the lawsuit, this could lead to judgment and the collection agency may be able to garnish your wages or go after the funds in your bank account.
- Does your score go up when a default is removed?
Defaults are a serious form of negative marker, and if you only have one on your Credit Report, you are likely to see an improvement in your score once it has been removed, provided there are not more serious negative markers such as a CCJ present.
WHY CHOOSE US
ECS has worked with
Working with over 10
Delivered programs in
over 5 US locations
combined 25 straight years as
top realtors and
BUSINESS CLIENT MARKET
- Quality Delivery
- Never Disappoint
- No False Promises
- Great Customer Service
- Report Availability
- Credit Maintenance Training